Investment Management Account

Refers to the management of assets of individual and corporate clients. The assets together with all the income generated will be returned to the client as instructed.

	As Investment Manager, designs and implements investment strategies suited to client’s specific requirements.

	Disposition of funds may be subject to full or limited discretion to the Bank.

There are two (2) types of Investment Management Arrangement (IMA):

	Regular IMA
			An arrangement wherein the client whether individual or corporate gives the Trust Division full discretionary authority in the management of its funds.

	Directional IMA (DIMA)
			A term arrangement (short to long-term) wherein the client directs SBC – Trust on where to invest his/its funds and under specified terms and conditions.